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Privacy Policy

Privacy Policy

We are committed to safeguarding your privacy on its website located at liquidlogics.com. This is the online privacy policy of Liquid Logics, LLC (Liquid Logics) – the company that runs liquidlogics.com, NOVA, Bullseye, bullseyebridge.com and LiquidLogics.com and other services. This Privacy Policy does not apply to products or services provided, or information obtained, other than through the website. Please read the following policy to understand how your information will be treated. This policy may change from time to time, so please check back periodically. If there is an important change in our collection, use, or disclosure practices, we will attempt to send you a notice via e-mail if you have provided us with an e-mail address. Please keep in mind that some of the services mentioned specifically in this policy may not be available on the site at this time. If you have questions concerning this policy, please contact Privacy Officer at privacy@LiquidLogics.com. This Privacy Policy is effective as of March 1, 2014.

Lending and Service Provider’s Private Label Privacy and Confidentiality Policy

You could be using Liquid Logics systems, platforms, or services where they are private labeled to lending organizations and service providers. In this case, those providers are responsible for their own privacy policy and practices. Liquid Logics does not assume in that case any responsibility of your data confidentiality or privacy. Those organizations are responsible for the privacy and confidentiality of your data. We simply keep the data for them in our systems, platforms or services for their use. You are subject to their confidentiality and privacy practices and policies. Please make sure to visit the service or lending organization web site for their handling, use policy, privacy and confidentiality policies.

What info does Liquid Logics, LLC collect from me?

Liquid Logics, LLC may collect information in several ways. For example, some personal information is gathered when you register in the different sites managed or owned by Liquid Logics as a user through our account interface. During registration, we may ask for your name, address, phone number, and e-mail. Once your registration is complete, you are no longer anonymous to Liquid Logics and are able to take full advantage of our services. In addition to registration, we may ask you for information at other times, such as when you report a problem with our site or services, or contact the company via the corporate e-mail address. If you contact Liquid Logics, we may keep a record of that correspondence. If you contact us by e-mail, we use your e-mail address (which is personally identifiable information) only to respond to your specific request or question. We keep that information and use it only for the purpose of providing administrating account permissions and access approvals. We may collect your contact information where necessary for your safety. If you want full access to our site, we will collect your e-mail address. We may also collect your name and e-mail address for the limited purposes of protecting the security and integrity of the site, taking precautions against liability, responding to the judicial process, or for law enforcement on a matter related to public safety. If you believe that any inaccurate or inappropriate information has been obtained or disseminated through your use of this website, you should contact a representative of Liquid Logics at privacy@liquidlogics.com.

How does Liquid Logics use cookies and other technology?

We may collect information through technology to make our site more interesting and useful to you. For instance, we collect IP addresses and use technology to track traffic patterns on the site. Once you have logged into the site, we may track your activities by using logs of database transactions and server interactions. This data is used to improve your online experience. We also use this information to understand which areas of our website are most appealing or least appealing. Our site also may use cookies, which are pieces of information that a website sends to your computer while you are viewing the website. Cookies provide information to the site so that the site will remember who you are. These technical methods may involve the transmission of information either directly to us or to another party we authorize to collect information on our behalf.

How does Liquid Logics use the information?

Liquid Logics’ primary goal in collecting information is to improve the site and provide the user with the best possible experience on the site. We may also use your personal information to notify you of other products or services available from Liquid Logics. Except as provided herein, only Liquid Logics will have access to individuals' account information. We also may do research on our users' demographics and behavior based on the information provided to us upon registration, gathered from transaction activity, from our server log files or from surveys. This research may be compiled, analyzed on an aggregated basis, which does not include information identifying individual users.

Who is collecting information?

When you are on a Liquid Logics site and are asked for personal information, you are sharing that information with Liquid Logics and its parent company or its subsidiaries. Please be aware that other websites to which we link may collect personally identifiable information about you when you visit those sites. The information practices of other websites linked to our websites are not covered by this Privacy Policy.

With whom does Liquid Logics share my information?

We will not disclose any of your personally identifiable information except when we have your permission. For example, by using our site, you consent to share it with a lending organization who you wish to share your information with and indicated that choice or under special circumstances, such as when we believe in good faith that the law requires it or under the circumstances described below. The following describes some of the ways that your information may be disclosed. Content: information, videos, photos, text, and other content that you upload to the site will be associated with your registered account, subject to the content control settings selected by the registered client. Blinded Data: We may disclose “blinded” aggregated data and user statistics to other third parties, and for other lawful purposes. Blinded data is data that does not identify an individual person. Lending organizations: All information shared by you online will be made available to you to distribute to any organization or individuals of choice where you expressly consent to Liquid Logics’ disclosure of such information to your lending organization. Lending organizations: All information shared by you online may be made available to your administrators and you expressly consent to Liquid Logics’ disclosure of such information to your administrators. Other: We also may disclose your information in special cases when we have reason to believe that disclosing this information is necessary to identify, contact or bring legal action against someone who may be violating Liquid Logics’ Master Service Agreement signed by the Lending organization, or may otherwise be causing injury to or interference with (either intentionally or unintentionally) Liquid Logics’ rights or property, other Liquid Logics website users or customers, or anyone else that may be harmed by such activities. We may disclose or access account information when we believe in good faith that the law requires it and for administrative and other purposes that we deem necessary to maintain, service and improve our products and services. We occasionally hire or partner with other companies to provide limited services on our behalf or we feel they are reputable companies to be affiliated with Liquid Logics, including packaging, delivering, answering customer questions about products or services, sending postal mail, providing investor information, and processing data. We will only provide those companies the information they need to deliver the service, and they are contractually prohibited from using that information for any other purpose. As we continue to develop our business, we may buy or sell businesses or assets. In such transactions, confidential customer information generally is one of the transferred business assets. In the event of a transaction involving the sale of some or all of Liquid Logics’ businesses, customer and site visitor information may be one of the transferred assets. In such case, the transferred information may become subject to a different privacy policy. By using any of our sites or services you opt-in and we have your permission, we may share your information with business affiliates that have strategic and business partnerships with Liquid Logics. These alliances are carefully screened to further the mission of Liquid Logics to provide an enriching environment that facilitates our services as a financial technology company providing systems and services to the industry.

How can I control my personal information?

Liquid Logics offers its users choices for the collection, use and sharing of personal information. You may login at www.LiquidLogics.com and any of its service such as nova.liquidlogics.com and systems you are using if you wish to view, edit or delete your personal information from our database, and we will use commercially reasonable efforts to accommodate your request.

How does Liquid Logics protect financial-related information?

Keeping your personal financial information private is vitally important to us. As a matter of policy and business practice, Liquid Logics does not sell personal information provided by its customers. At Liquid Logics, we conform to the Payment Card Industry (PCI) Data Security Standard for the protection of financial credit card information. This standard provides security requirements for credit card merchants to safely secure, transport and store your sensitive personal and financial data. We may report a security breach to you as required by law. Any user statistics that we may provide to prospective partners regarding financial matters are provided in the aggregate only and do not include any personally identifiable information about any individual user. We will transfer your credit card number, bank account number or other personal information to the appropriate credit card company or bank in order to process any online payments or your mortgage application.

What security precautions are in place to protect the loss, misuse, or alteration of my information?

Your Liquid Logics Account Information and Liquid Logics Profile are password-protected so you have access to this personal information. We use secure socket layer (“ssl”) encryption technology for all transmissions. Remember to sign out of your Liquid Logics account and close your browser window when you have finished your work. This is to ensure that others cannot access your account by using your computer when you are away from it. Because of the global nature of the Internet, when you give us information, that information may be sent electronically to servers outside of the country where you originally entered the information. Unfortunately, no data transmission over the Internet can be guaranteed to be 100% secure. Except as discussed above or otherwise designated, this site does not use security encryption measures over the Internet. Therefore, information that you disclose by use of this site, by posting a message or using email, potentially could be collected and used by others since e-mail and message postings are not encrypted. This may result in unsolicited messages from third parties or use of such information by third parties for their own purposes, legal or illegal. As a result, while we strive to protect your personal information, Liquid Logics cannot ensure or warrant the security of any information you transmit to us or from our services, and you do so at your own risk. Once we receive your transmission, we use commercially reasonable efforts to ensure its security on our systems.

Choice/Opt-In

Except for administrative messages needed to run the site and administer your account, our website provides users the opportunity to opt-in to receiving communications from us. Where indicated in your personal account profile, just click on the appropriate choice to Opt-In/Out. For your convenience and in order to facilitate transparent communication by you set up your registration process to opt-in to the designated communication. For example, you may be able to opt-in to communications with Liquid Logics strategic partners, participation in research products and communications with other third parties. We operate in this manner to protect your choice as a user of our services. Please allow a reasonable period of time for your changes to take effect. To ensure that you will not receive recurring marketing information from us unless you choose to, we will provide simple instructions on every marketing e-mail from Liquid Logics for you to let us know that you have chosen to stop receiving such e-mails from us.

What else should I know about my privacy?

Please keep in mind that whenever you voluntarily disclose information online, that information may be accessible to other customers and users to facilitate the services you are seeking. Ultimately, you are solely responsible for maintaining the secrecy of your passwords and/or any account information. Please be careful and responsible whenever you are online. When you or we end your system use relationship with us, we will treat the information we have about you as if you were still our system user.

Lending Data

Liquid Logics recognizes the sensitivity of lending information and strives to provide services that maintain the confidentiality of that information at all times. Liquid Logics ultimately is a service for your service provider to provide said services to you. We provide your lender or service provider a location for all of your data in one place and build a profile you can in some instances compare services or offerings from various service providers or lending organization where we share the information with the lending organizations or service providers you wish to do business with. Liquid Logics does not offer mortgages, engage in rendering mortgages or provide financial advice or services. You can choose to proceed with and engage any lending organization of your choice from the organizations who provide you those services using our platform, systems and services

Who do users contact with questions or concerns about our Privacy Policy?

If you need further assistance, please send an e-mail with your questions or comments to privacy@LiquidLogics.com.